So you’re driving down I-95 with your family on a beautiful Saturday afternoon. There’s traffic ahead so you slow down. As you are breaking…BOOM…you are rear-ended by a careless driver. Unfortunately, you suffer injuries to your neck that requires costly medical care. Your car is totaled and you miss time from work.
In the above scenario, if the at-fault driver were one of the 3.2 million uninsured drivers in Florida (2nd highest in the nation), you likely would not recover a dime for your injuries unless you had Uninsured
Motorist (“UM”) coverage. The reason: most if not all uninsured drivers have little or no assets to recover. And as the saying goes, you cannot get blood from a stone.